By providing your consent, you authorize Alwan to collect, use, process, store, and share your personal and sensitive personal information as described in this document and our Privacy Policy.
Consent Statement
By providing your consent, you authorize Alwan to collect, use, process, store, and share your personal and sensitive personal information as described in this document and our Privacy Policy.
Personal Information to be Collected
We will collect and process the following information:
- Personal Information: Name, date of birth, gender, civil status, nationality, contact details, address
- Sensitive Personal Information: Government-issued IDs, biometric data (facial recognition), financial information
- Business Information: Business name, type, address, financial performance
- Financial Information: Income, expenses, assets, existing loans
Purpose of Collection
Your information will be used for:
- Identity verification and KYC compliance
- Credit assessment and loan processing
- Fraud prevention and security
- Compliance with BSP, SEC, and AML regulations
- Communication regarding your account and services
- Legal and regulatory reporting
Data Sharing
Your information may be shared with:
- Credit Information Corporation (CIC) for credit reporting
- Bangko Sentral ng Pilipinas (BSP) for regulatory compliance
- Anti-Money Laundering Council (AMLC) when required
- Authorized service providers (with data processing agreements)
- Law enforcement agencies when legally mandated
Data Security Measures
We implement the following security measures:
- Encryption of data in transit and at rest
- Secure access controls and authentication
- Regular security audits and assessments
- Employee training on data protection
- Incident response procedures
Your Rights as a Data Subject
Under the Data Privacy Act, you have the right to:
- Right to be Informed: Know how your data is being processed
- Right to Access: Request copies of your personal data
- Right to Object: Object to processing in certain circumstances
- Right to Erasure: Request deletion of your data (subject to legal requirements)
- Right to Rectification: Correct inaccurate or incomplete data
- Right to Data Portability: Receive your data in a structured format
- Right to File a Complaint: Lodge complaints with the National Privacy Commission
Withdrawal of Consent
You may withdraw your consent at any time by contacting our Data Protection Officer. However, withdrawal may affect our ability to provide services to you and may not apply to processing required by law or for legitimate business purposes.
Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this consent and as required by law. Financial records are typically retained for 7 years in compliance with Philippine regulations.
Contact Information
For questions about data privacy or to exercise your rights:
Data Protection Officer
Email: dpo@alwan.ph
Phone: +63 2 8XXX XXXX
Address: Quezon City, Metro Manila, Philippines
Acknowledgment
By accepting this consent, you acknowledge that you have read, understood, and agree to the collection, use, processing, and sharing of your personal and sensitive personal information as described above.